Conditions of Use

Topsail Insurance Pty Ltd - Terms of Use (the "Terms")

Topsail Insurance maintains the http://www.topsailinsurance.com.au website.

Please read the following information carefully before using our website. If you do not agree to be bound by these Terms you must stop using this website immediately.

1. Changes to Terms
We reserve the right to make any changes to these Terms at any time. Please check this page regularly for any changes.

2. Privacy Policy
We are committed to safeguarding the privacy of our customers. Please refer to our policy in relation to privacy and how we use any data you supply us.

3. International Use
We do not maintain that materials on our website are appropriate or available for use in locations outside Australia and accessing our website from territories where its contents are illegal or unlawful is prohibited. If you choose to access our website from locations outside Australia, you do so on your own initiative and are responsible for compliance with local laws.

4. Access to our website 
Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of the messages sent by email over the internet - whether from us to you or from you to us. 
Due to the nature of the internet and the fact that your access to our website involves features outside our control, we are not responsible for any technical problems you may experience with our website. If you do experience technical problems, please use the 'contact us' facility on this website.

5. Intellectual property 
Unless we have clearly stated otherwise, all intellectual property rights are our property. These include (but are not limited to) copyright in the graphic images, buttons, layout, and text contained in our website. You may not copy or distribute our website, except for your own personal use, in whole or in part, without our prior written consent. You may not use images or trade marks without our prior written consent. Other product and company names reproduced on our website may be the trade marks (registered or otherwise) of their respective owners.

6. Hyperlinks
You may not create a hyperlink to this website without our prior written consent. In order to provide you with the best web-based service, we have included within our website several links to other websites. We cannot be responsible for those websites and their content which are beyond our control and we make no representation as to their quality, suitability, functionality or legality and you waive any claim you may have against us with respect to such websites. 7. Disclaimer
Whilst we have taken all reasonable care to ensure the information contained within these pages is accurate we do not guarantee the accuracy or completeness of any information contained on or provided in connection with our website. We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with our website. You are responsible for the security of any data which you transfer to or from our website.
We shall not be responsible for any loss or damage caused, directly or indirectly, by your use of our website or the information contained on our website.

8. Miscellaneous
These Terms are subject to the laws of Western Australia. If any dispute arises connected with you using our website, it will be dealt with by the courts of Western Australia.

9. Contact details
Head Office: P.O.Box 48, South Fremantle, Western Australia, 6162
Telephone: +61 8 6102 8861
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Website: www.topsailinsurance.com.au

Topsail Insurance Pty Ltd is authorised and regulated by the Australian Securities & Investments Commission (AFSL: 467369)
Registered in Australia ABN: 69 169 907 760 Registered Address: 260b Preston Point Road, Bicton, Western Australia. 6157

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